Towergate policies include
No Claims Discount
No Claims Discount to recognise careful ownership. 5% discount per year up to 25% discount for five years, with no claims protected in a Yacht Havens marina.
£5m liability cover for third parties and passengers excluding employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
Covers single-handed use for up to 24 continuous hours for avid UK and Med sailors.
Keeping you and your family safer
If you think you’ve grounded, you pay the excess and we’ll pay for the lift to check for damage, with no excess charged in a Yacht Havens marina.
Free tender insurance
Free tender insurance up to £2,000 and associated outboard up to £1,000, providing an approved outboard motor lock is in use.
Up to £5,000 loss of berthing fees when you are unable to use your berth due to an insured event (excluding costs recouped by Yacht Havens).
Loss of keys (£500 limit for any one claim) - Up to £2,000 per year.
Cover for misfuelling (£500 limit for any one claim) - Up to £2,000 per year.
Should you need to make a claim, we have a team on hand to authorise repairs or agree payments, to get your claim settled as quickly as possible. For more complex claims, a specialist handler will be assigned to manage and lead you through the process
At Yacht Havens, we understand what your boat means to you. It’s more than just your hobby; it’s your passion. We also understand how important it is to ensure you have the right insurance cover in place, just in case something goes wrong. That’s why we’ve teamed up with one of the UK’s leading boat insurance specialists, Towergate Insurance, to provide you with a quote for your boat insurance when it’s due for renewal.
Backed by Navigators and General, Towergate offer flexible cover options for various types of craft including: sailing boats, yachts, dinghies, motorcruisers and RIBs.
What's more, you can add racing cover and personal accident cover to your policy, while accidental damage is extended to include all our swinging moorings and drive-on dry docks.
As every boat is unique, Towergate’s specialist advisors will listen to your needs and help find the cover that’s right for you.
What Happens Next?
One of Towergate's friendly team will contact you regarding your quote. At this stage, Towergate will only use your email address and other information you have provided for the purposes of confirming this quote. You will be given every opportunity to opt out of further communications if you wish to.
*20% discount will be applied to the premium, before Insurance Premium Tax and Customer Service Charge. Minimum premium of £100 for RIB and £75 for all other craft is applicable. The discount is not applicable on dinghies. Discount is only valid for Yacht Havens berth holders. Discount is subject to underwriting acceptance. Available to UK residents only.
Yacht Havens is an Introducer of Towergate Insurance. Towergate Insurance is a trading name of Advisory Insurance Brokers Limited. Registered in England Company No. 4043759. Registered Office: 2 Minster Court, Mincing Lane, London EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768.